2026 Rules Active
2026 Strategy Validated
Save R1,237/Month with GP Nomination
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Actuarial Strategy Reference
This strategy is generated based on the 2026 Council for Medical Schemes (CMS) registered rules and actuarial pricing matrices.
VERIFIED: 2025-12-20 | SOURCE: SCHEME_BENEFIT_GUIDE_2026
Similar Situations
Key Terms Explained
Key Terms for this Strategy
- Elective Procedure Co-payment
- A mandatory upfront fee you must pay to the hospital for specific scheduled surgeries that are not emergencies. [Source: Council for Medical Schemes Official Benefit Rules]
Common Questions
Do I have to use a specific GP? [Standard Select Family 45 Chronic + Nominated GP Compliance]
Yes, on Standard Select you must nominate 2 GPs on the Bonitas network for each beneficiary. Non-nominated network GP visits are limited to 2 per year. Strategy reference: -gp-2026.
What happens if I use a non-network hospital? [Standard Select Family 45 Chronic + Nominated GP Compliance]
You will face a 30% co-payment on the hospital account. You must use a hospital on the Standard Select network. Strategy reference: -gp-2026.
Is there a limit on my day-to-day benefits? [Standard Select Family 45 Chronic + Nominated GP Compliance]
Yes, you have an overall day-to-day limit (e.g., R13,980 for main member) which covers GP, specialist, and medicine costs. Strategy reference: -gp-2026.
Are joint replacements covered? [Standard Select Family 45 Chronic + Nominated GP Compliance]
Yes, but you must use a Designated Service Provider (DSP) to avoid a R38,560 co-payment. Strategy reference: -gp-2026.
What is the limit for cancer treatment? [Standard Select Family 45 Chronic + Nominated GP Compliance]
Non-PMB cancer treatment is limited to R280,100 per family. PMB cancer is unlimited at a DSP. Strategy reference: -gp-2026.
Standard Select Family 45 Chronic + Nominated GP Compliance strategy verified
Covering 3 family members
2026 rates applied