2026 Rules Active
2026 Validated
High oncology limit, but not infinite.
Actuarial Objective
Optimises for cancer-risk members by pricing the 20% co-pay once the per-beneficiary oncology limit is exceeded.
Running Actuarial Simulation...
More Plan Options
Save R333 pm
Sizwe Hosmed
Value Platinum Core
Strategy: Access "Core": Young DSP Hospital Starter
Upgrade for +R669 pm
Bestmed
Beat4
Strategy: Beat4 Comprehensive Single (Savings + Day-to-Day)
Key Terms for this Strategy
- Medical Savings Account (MSA)
- A fund of R15,266 included in your premium. You use this for day-to-day expenses like GP visits and scripts.
People Also Ask
Why is Value Platinum recommended for Cancer risk?
Tail risk is explicitly "shared": member pays 20% of oncology spend beyond the annual per-beneficiary limit.
What happens if I use a non-network hospital?
Nothing. This plan allows you to use any private hospital in South Africa without penalty.
Is maternity covered on this plan?
Yes. It includes a separate 'Risk Benefit' for 10 antenatal visits and 2 ultrasounds, so you don't use your savings.