2026 Rules Active
2026 Validated
High benefits, network hospital constraint.
Actuarial Objective
Optimises the Core variant by accepting hospital network restriction while still leveraging MSA for day-to-day spend.
Running Actuarial Simulation...
More Plan Options
Save R-251 pm
Bonitas
BonComplete
Strategy: BonComplete Single MSA Maximization
Upgrade for +R333 pm
Sizwe Hosmed
Value Platinum
Strategy: Value "Platinum": Family Full-Choice High Cover
Key Terms for this Strategy
- Network Restriction
- You must use hospitals and doctors listed in the scheme's specific network. Voluntary use of non-network providers will result in a heavy co-payment.
- Medical Savings Account (MSA)
- A fund of R14,507 included in your premium. You use this for day-to-day expenses like GP visits and scripts.
People Also Ask
Why is Value Platinum Core recommended for Network comprehensive?
Arbitrage is maximised when elective admissions are routed into network hospitals and day-to-day is paced through the MSA envelope.
What happens if I use a non-network hospital?
You will be liable for a co-payment (typically RFull Cost) unless it is a life-threatening emergency.
Is maternity covered on this plan?
Yes. It includes a separate 'Risk Benefit' for 10 antenatal visits and 2 ultrasounds, so you don't use your savings.