2026 Rules Active
2026 Strategy Validated
Sizwe Value Platinum: Full Choice Family
Value "Platinum": Family Full-Choice High Cover strategy verified
Covering 3 family members
2026 rates applied
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Actuarial Strategy Reference
This strategy is generated based on the 2026 Council for Medical Schemes (CMS) registered rules and actuarial pricing matrices.
VERIFIED: 2025-12-20 | SOURCE: SCHEME_BENEFIT_GUIDE_2026
Similar Situations
Key Terms Explained
Key Terms for this Strategy
- Medical Savings Account (MSA)
- A fund of R15,266 included in your premium. You use this for day-to-day expenses like GP visits and scripts. [Source: Council for Medical Schemes Official Benefit Rules]
Common Questions
Why is Value Platinum the best match for Value "Platinum": Family Full-Choice High Cover?
Split-funding "model": routine claims funded from MSA; catastrophic/PMB funded from risk, with defined co-pay events (e.g., advanced radiology). (Verified via Actuarial Strategy Logic 2026) [Strategy: ver-2026]
What are the hospital rules for Value "Platinum": Family Full-Choice High Cover on Value Platinum?
Value "Platinum": Family Full-Choice High Cover can use any private hospital in South Africa without penalty on this plan. (Verified via Actuarial Strategy Logic 2026)
Does Value Platinum cover maternity for Comprehensive with savings members?
Yes. Value "Platinum": Family Full-Choice High Cover receives a separate 'Risk Benefit' covering 10 antenatal visits. (Verified via Actuarial Strategy Logic 2026)