2026 Rules Active
2026 Validated
Device limits force sequencing decisions.
Actuarial Objective
Optimises around family prosthesis limits plus per-beneficiary joint/spine event constraints to avoid uncovered device spend.
Running Actuarial Simulation...
More Plan Options
Save R265 pm
Momentum
Extender Option
Strategy: Extender Family (Threshold activator)
Upgrade for +R601 pm
Discovery Health Medical Scheme
Executive Plan
Strategy: Executive Multi‑Chronic Unlimited Day‑to‑Day
Key Terms for this Strategy
- Medical Savings Account (MSA)
- A fund of R29,295 included in your premium. You use this for day-to-day expenses like GP visits and scripts.
People Also Ask
Why is Titanium Executive recommended for Device risk?
Optimisation by 'sequencing': prioritise the highest severity/utility device event first and avoid simultaneous multi-device claims that breach annual family limits.
What happens if I use a non-network hospital?
Nothing. This plan allows you to use any private hospital in South Africa without penalty.
Is maternity covered on this plan?
Yes. It includes a separate 'Risk Benefit' for 10 antenatal visits and 2 ultrasounds, so you don't use your savings.