2026 Rules Active
2026 Validated
R643k Oncology Limit with Core Protocols
Actuarial Objective
Families accepting ICON Core protocols (vs Enhanced on PLUS) and R643,340 oncology limit (vs unlimited enhanced PLUS) for 37% lower premium
Running Actuarial Simulation...
More Plan Options
Save R-236 pm
Bonitas
BonComprehensive
Strategy: BonComprehensive Senior 61 Chronic + Full Hospital Choice
Upgrade for +R299 pm
Bestmed
Pace 4
Strategy: Executive with Maximum Risk Transfer
Key Terms for this Strategy
- Medical Savings Account (MSA)
- A fund of R12,528 included in your premium. You use this for day-to-day expenses like GP visits and scripts.
- Elective Procedure Co-payment
- A mandatory upfront fee you must pay to the hospital for specific scheduled surgeries (like hip/knee replacements) that are not emergencies.
People Also Ask
Why is maxima EXEC recommended for Oncology Budget Constraint?
Family R12,273(M) + R10,653(A) + R3,792(C) + R3,792(C) = R30,510/month vs R42,123 on maxima PLUS (saves R139,356/year). Oncology R643,340 limit with ICON Core protocols (more restrictive than Enhanced). Bone marrow transplant R643,340 (vs unlimited PLUS), renal dialysis R643,340 at cost at PMB (vs unlimited PLUS). R200,630 specialized drugs limit (vs R402,500 PLUS).
What happens if I use a non-network hospital?
Nothing. This plan allows you to use any private hospital in South Africa without penalty.
Is maternity covered on this plan?
Yes. It includes a separate 'Risk Benefit' for 12 antenatal visits and 2 ultrasounds, so you don't use your savings.