2026 Rules Active
2026 Validated
Affordable Network Cover with Three-Child Cap
Actuarial Objective
Entry-level network hospital and savings for large families exploiting child capping at R908 per child
Running Actuarial Simulation...
More Plan Options
Save R-49 pm
Bonitas
BonEssential
Strategy: BonEssential Single PMB Hospital Focus
Upgrade for +R-68 pm
Fedhealth Medical Scheme
flexiFED 1
Strategy: Budget Hospital Starter
Key Terms for this Strategy
- Medical Savings Account (MSA)
- A fund of R4,848 included in your premium. You use this for day-to-day expenses like GP visits and scripts.
- Elective Procedure Co-payment
- A mandatory upfront fee you must pay to the hospital for specific scheduled surgeries (like hip/knee replacements) that are not emergencies.
People Also Ask
Is there a limit on cancer treatment?
Yes, non-PMB cancer treatment is limited to R168,100 per family. You must use a DSP to avoid a 20% co-payment.
Do I have cover for hip or knee replacements?
No. BonFit explicitly excludes joint replacement surgery (hip, knee, shoulder) unless it qualifies as a PMB.
What happens if I use a non-network hospital?
You will pay a 30% co-payment on the hospital account if you voluntarily use a hospital outside the BonFit network.
Are MRI scans covered?
Yes, but there is a R2,800 co-payment per scan and a family limit of R15,960.
How much savings do I get?
The main member gets R4,848 per year (R404/month) for day-to-day expenses.