Benefit Checker 2026
Proctoscopy
on Discovery Health KeyCare Plus
Your Co-payment
Understanding this Cost
Good news! On the KeyCare Plus, Proctoscopy is fully covered. This means you won't have to pay any upfront fees if you use a provider in the scheme's network. Make sure to obtain pre-authorization to secure this benefit.
Co-payment
A fixed amount you must pay upfront for a medical service. The scheme pays the rest.
PMB (Prescribed Minimum Benefit)
A set of conditions that medical schemes must cover in full by law, provided you use a Designated Service Provider (DSP).
Network Hospital
A hospital that has an agreement with Discovery Health to charge an agreed rate. Using a non-network hospital may result in a higher co-payment.
PMB Status
This procedure is listed as a Prescribed Minimum Benefit (PMB) condition. It may be covered in full if specific clinical criteria are met. Please note: You must use a Designated Service Provider (DSP) to guarantee full cover.
Administrative Timeline
See your Doctor
Consult a Network GP to avoid out-of-pocket consultation fees.
Get a Quote
Ask for a detailed quote. Check if it falls within the 100% Discovery Health Rate covered by KeyCare Plus.
Pre-authorize
Submit your quote to Discovery Health. Mention you are on the KeyCare Plus plan.
Admission
Ensure you choose a hospital from: KeyCare Hospital Network to avoid co-payments.
Important Notes
Covered in Day Surgery Network
Compare with other plans
Frequently Asked Questions
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Speak to an accredited broker who can help you switch or sign up.