Discovery Health Plans
Discovery Health 2026
Essential Smart Saver
R2,750
Main Member
R2,350
Adult Dep.
R895
Child Dep.
16% Medical Savings Account allocation
Hospital Benefits
Annual Limit
Unlimited
Network
Any private hospital
Benefits & Coverage
Personal Health Fund
Accumulate up to R6,000 per family for additional day-to-day cover.
- base limit: 6000
- mechanism: Health checks and physical activity goals unlock funds.
Screening and Prevention
Cover for screening tests like mammograms, pap smears, and prostate screening.
Medical Savings Account
16% of your premium goes to a savings account for day-to-day expenses.
Procedure Co-payments
GastroscopyR0
ColonoscopyR0
Dental AdmissionsR8,950
Frequently Asked Questions
The Essential Smart Saver costs R2,750/month for the main member, R2,350/month per adult dependant, and R895/month per child.
Yes, Essential Smart Saver offers unlimited hospital cover when using approved network hospitals.
Essential Smart Saver has limited chronic cover. Check the benefits breakdown below.
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