Discovery Health Plans
Discovery Health 2026
Essential Smart
R2,163
Main Member
R2,163
Adult Dep.
R2,163
Child Dep.
Hospital Benefits
Annual Limit
Unlimited
Network
Private hospitals in the Smart hospital network
Benefits & Coverage
Personal Health Fund
Day-to-day benefits with accumulation.
- base value: 4000
- boost value: 4000
- total max: 8000
Oncology Care Programme
Comprehensive cancer cover.
- cover amount: First R250,000 covered at 100% DHR
- extended cover: 80% of DHR after R250,000
- pmb cover: Full cover for PMB
Procedure Co-payments
GastroscopyR12,650
ColonoscopyR12,650
Frequently Asked Questions
The Essential Smart costs R2,163/month for the main member, R2,163/month per adult dependant, and R2,163/month per child.
Yes, Essential Smart offers unlimited hospital cover when using approved network hospitals.
Essential Smart has limited chronic cover. Check the benefits breakdown below.
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