Discovery Health Plans
Discovery Health 2026
Essential Dynamic Smart
R1,797
Main Member
R1,797
Adult Dep.
R1,797
Child Dep.
Hospital Benefits
Annual Limit
Unlimited
Network
Private hospitals in the Dynamic Smart hospital network
Benefits & Coverage
Personal Health Fund
Day-to-day healthcare benefit with accumulation based on Personal Health Pathway.
- base value: 4000
- boost value: 4000
- total max: 8000
- notes: Up to R14,000 maximum per family.
Oncology Care Programme
Comprehensive cancer cover.
- cover amount: First R250,000 covered at 100% DHR
- extended cover: 80% of DHR after R250,000
- pmb cover: Full cover for PMB cancer treatment
Procedure Co-payments
GastroscopyR15,300
ColonoscopyR15,300
Frequently Asked Questions
The Essential Dynamic Smart costs R1,797/month for the main member, R1,797/month per adult dependant, and R1,797/month per child.
Yes, Essential Dynamic Smart offers unlimited hospital cover when using approved network hospitals.
Essential Dynamic Smart has limited chronic cover. Check the benefits breakdown below.
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