Benefit Checker 2026
Dental Admissions
on Discovery Health Classic Smart Saver
Your Co-payment
Payable to the provider at time of service.
Understanding this Cost
This procedure attracts a significant co-payment of R8 950 on the Classic Smart Saver. This often happens on plans with lower premiums where large costs are shared for elective procedures. You may be able to use your Medical Savings Account (MSA) to fund this co-payment, provided you have funds available.
Co-payment
A fixed amount you must pay upfront for a medical service. The scheme pays the rest.
PMB (Prescribed Minimum Benefit)
A set of conditions that medical schemes must cover in full by law, provided you use a Designated Service Provider (DSP).
Network Hospital
A hospital that has an agreement with Discovery Health to charge an agreed rate. Using a non-network hospital may result in a higher co-payment.
PMB Status
This procedure is not typically covered as a PMB, meaning standard scheme rules and co-payments apply.
Patient Guide
Financial Readiness
Medical Savings Account
Ensure you have sufficient funds in your MSA. Your generic annual allocation is R6 360 (approx. annual) (varies by family size).
Administrative Timeline
See your Doctor
Consult your GP or Specialist to confirm the need for the procedure.
Get a Quote
Ask for a detailed quote. Check if it falls within the 200% Discovery Health Rate covered by Classic Smart Saver.
Pre-authorize
Submit your quote to Discovery Health. Mention you are on the Classic Smart Saver plan.
Admission
Ensure you choose a hospital from: Any private hospital to avoid co-payments.
Important Notes
Upfront payment of R8,950 for hospital admissions (13+ years). R5,750 for day clinic admissions. Severe dental/oral surgery covered from Hospital Benefit.
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Frequently Asked Questions
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