Discovery Health Plans
Discovery Health 2026
Classic Smart
R3,018
Main Member
R2,381
Adult Dep.
R1,205
Child Dep.
Hospital Benefits
Annual Limit
Unlimited
Network
Private hospitals in the Smart hospital network
Benefits & Coverage
Personal Health Fund
Day-to-day healthcare benefit with higher accumulation limits.
- base value: 8000
- boost value: 8000
- total max: 16000
- notes: Classic Smart members receive higher PHF accumulation limits.
Oncology Care Programme
Comprehensive cancer cover.
- cover amount: First R250,000 covered at 100% DHR
- extended cover: 80% of DHR after R250,000
- pmb cover: Full cover for PMB
Procedure Co-payments
GastroscopyR12,650
ColonoscopyR12,650
Dental AdmissionsR8,950
Frequently Asked Questions
The Classic Smart costs R3,018/month for the main member, R2,381/month per adult dependant, and R1,205/month per child.
Yes, Classic Smart offers unlimited hospital cover when using approved network hospitals.
Classic Smart has limited chronic cover. Check the benefits breakdown below.
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