Discovery Health Plans
Discovery Health 2026
Active Smart
R1,350
Main Member
R1,350
Adult Dep.
R1,350
Child Dep.
Hospital Benefits
Annual Limit
R72,500
Network
Private hospitals in the Dynamic Smart hospital network
Benefits & Coverage
Personal Health Fund
Day-to-day healthcare benefit with accumulation based on Personal Health Pathway engagement.
- base value: 4000
- boost value: 4000
- total max: 8000
- notes: Complete Personal Health Pathway challenges to double your PHF limit.
Oncology Care Programme
Cancer treatment cover limited to Prescribed Minimum Benefits at network providers.
- pmb cover: Full cover for PMB cancer treatment at network providers
- precision medicine: Not available on Active Smart
- advanced illness benefit: Unlimited cover for approved end-of-life care
Procedure Co-payments
GastroscopyR15,300
ColonoscopyR15,300
Frequently Asked Questions
The Active Smart costs R1,350/month for the main member, R1,350/month per adult dependant, and R1,350/month per child.
Active Smart has an annual hospital limit of R72,500.
Active Smart has limited chronic cover. Check the benefits breakdown below.
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